Choose Health Delaware is our state’s free official program, created to help you better understand health insurance reform and the Health Insurance Marketplace. We are not an insurance company. However, through this website you can see what our partner health insurance companies, Highmark BCBSD and Aetna, can offer you.

Don’t pay a penalty.

If you don’t have health insurance, you’ll pay a costly penalty*. Find out how much it could be:

Calculate your tax penalty

This is the amount you make each year that you use on your tax return.

My household size:

*Some people who don’t have health insurance may be exempt from paying a penalty .

Help is here!

Need help understanding or signing up for health insurance? Our certified and bilingual Marketplace Guides are people who can walk you through whatever it is you need.

Find a Marketplace Guide near you:

Get help now.

Living without health insurance isn’t worth the risk. Hear from real Delawareans who now have affordable coverage. View testimonials

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